Home contents insurance covers a range of items within your household, including electrical goods, furniture, jewelry, sports equipment, clothing, and…

No, standard homeowner’s insurance does not cover damage caused by war.Insurance policies, including those for homes, often have exclusions for…

No, standard house insurance policies typically do not cover woodworm damage. Woodworm, caused by wood-boring insects, is often considered a…

Yes, house insurance generally covers damage caused by lightning strikes. This includes damage to the structure of your home, your…

In most cases, home insurance covers boilers. This is because boilers are considered a necessary part of the home. Homeowner’s…

A typical homeowners insurance policy will cover chimney damage if the damage was caused by a covered peril. This includes…

Homeowners insurance usually covers water damage from roof leaks, but there are often exceptions and conditions. For example, some policies…

Underpinning is the reinforcement of an existing building foundation. It’s needed when the original foundation is no longer strong enough…

Yes, generally, homeowners insurance covers wind damage to your roof. The dwelling coverage portion of your policy typically protects the…

Yes, homeowners insurance typically covers storm damage to fences, but with some important caveats. The extent of coverage is up…