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A typical homeowners insurance policy will cover chimney damage if the damage was caused by a covered peril. This includes…
Homeowners insurance usually covers water damage from roof leaks, but there are often exceptions and conditions. For example, some policies…
Underpinning is the reinforcement of an existing building foundation. It’s needed when the original foundation is no longer strong enough…
Yes, generally, homeowners insurance covers wind damage to your roof. The dwelling coverage portion of your policy typically protects the…
Yes, homeowners insurance typically covers storm damage to fences, but with some important caveats. The extent of coverage is up…
Subsidence is a serious problem that can affect your home and its value. It occurs when the ground beneath your…
Coverage C in homeowners insurance is the part of your policy that covers your personal property, such as furniture, appliances,…
No, home insurance typically does not cover tree root damage. Homeowner’s insurance typically doesn’t cover tree root damage. This is…
No, most standard home insurance policies do not explicitly cover garden walls for general wear and tear or gradual deterioration.…
Dry rot is not usually covered by standard home insurance policies. However, there are some exceptions, such as if the…