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Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
No, house insurance typically does not cover arson. This means if your home is damaged by a fire intentionally set…
Many homeowners believe their insurance policies offer comprehensive protection, but they might be surprised to discover hidden gaps that leave…
Yes, house insurance typically covers water leaks caused by sudden and accidental events. However, there are some exclusions to this…
Yes, house insurance typically covers damage to your home and belongings caused by wildfires. This includes damage caused by the…
Yes, in most cases, homeowners insurance covers fallen trees. However, the specifics depend on the cause of the fall, the…
No, standard homeowners insurance typically doesn’t cover flooding. While it might seem counterintuitive, home insurance primarily protects against unexpected events…
Yes, homeowners insurance typically covers dog bites under both liability and medical payments coverage. This means your insurance will generally…
Yes, homeowners insurance covers foundation damage, but with some important caveats. Understanding these nuances can save you time, money, and…
Yes, house insurance typically covers the theft of personal property from your home. This coverage is typically included in your…
Yes, house insurance typically covers fences. Most homeowners insurance policies include fences in their “other structures” coverage. This means that…
