What Is Aggregate Insurance? [Explained]

What Is Aggregate Insurance

Aggregate insurance refers to a type of insurance policy that sets a maximum limit on the total payout amount an insurer will pay over a set period of time, typically one year.  Rather than paying claims until a per-claim limit…

What Is Key Person Insurance? [Explained]

What Is Key Person Insurance

Key person insurance is an important type of business insurance that protects companies against financial losses that can occur due to the death or disability of a vital employee. This insurance policy provides funds and coverage to offset revenue losses,…

18 FEMA Flood Zones Explained – Is Your Home at Risk?

FEMA Flood Zones

The Federal Emergency Management Agency (FEMA) designates different flood zones to indicate the level of flood risk for specific geographic areas.  These flood zones are important for understanding flood insurance requirements. There are three main categories of FEMA flood zones:…