Because Insurance Shouldn't Be a Hassle
Because Insurance Shouldn't Be a Hassle
Subsidence is a serious problem that can affect your home and its value. It occurs when the ground beneath your house sinks or shifts, causing cracks, tilts, and structural damage. Subsidence can be caused by various factors, such as weather,…
Coverage C in homeowners insurance is the part of your policy that covers your personal property, such as furniture, appliances, clothing, and electronics, in case of damage or theft. Coverage C can help you replace or repair your belongings if…
No, home insurance typically does not cover tree root damage. Homeowner’s insurance typically doesn’t cover tree root damage. This is because tree roots grow and move slowly over time, which doesn’t fit the description of a sudden, unavoidable, or unpredictable…
No, most standard home insurance policies do not explicitly cover garden walls for general wear and tear or gradual deterioration. However, they may provide coverage for specific events that damage your walls, depending on the policy and the cause of…
Dry rot is not usually covered by standard home insurance policies. However, there are some exceptions, such as if the rot is caused by a specific incident, like a leak, that’s covered by the policy. Homeowner’s insurance companies consider dry…
Home insurance typically does not cover blocked drains as they are considered a result of general maintenance rather than sudden accidental damage. Homeowners are usually responsible for drains within their property boundaries, while the sewerage company is responsible for lateral…
Homeowners insurance generally covers mobile phones for scenarios similar to other personal property. However, it’s advisable to check the specifics of your policy, and if your phone is highly valuable, consider additional coverage for its full replacement cost. Home contents…
Yes, house insurance can cover electrical faults, depending on the type and cause of the damage. Electrical faults are defects or malfunctions in the electrical system of a house that can result in fires, shocks, or power outages. House insurance…
Yes, house insurance may cover boiler replacement in some cases, depending on the type and extent of the damage, the cause of the breakdown, and the terms of your policy. However, not all house insurance policies include boiler cover, and…
If your house burns down, your homeowner’s insurance can offer a range of coverage to help you rebuild your life and replace what’s been lost. Here’s what you can expect: Dwelling Coverage: This covers the cost of repairing or rebuilding…
