Subsidence is a serious problem that can affect your home and its value. It occurs when the ground beneath your…

Coverage C in homeowners insurance is the part of your policy that covers your personal property, such as furniture, appliances,…

No, home insurance typically does not cover tree root damage. Homeowner’s insurance typically doesn’t cover tree root damage. This is…

No, most standard home insurance policies do not explicitly cover garden walls for general wear and tear or gradual deterioration.…

Dry rot is not usually covered by standard home insurance policies. However, there are some exceptions, such as if the…

Home insurance typically does not cover blocked drains as they are considered a result of general maintenance rather than sudden…

Homeowners insurance generally covers mobile phones for scenarios similar to other personal property. However, it’s advisable to check the specifics…

Yes, house insurance can cover electrical faults, depending on the type and cause of the damage. Electrical faults are defects…

Yes, house insurance may cover boiler replacement in some cases, depending on the type and extent of the damage, the…

If your house burns down, your homeowner’s insurance can offer a range of coverage to help you rebuild your life…