Most Home Insurance policies don’t cover damp issues. This is because damp problems are considered maintenance problems and gradual deterioration.…

Pets are part of the family, but they can also cause damage to your house. Whether it’s chewing on furniture,…

No, standard house insurance policies typically do not cover earthquake damage. Earthquakes are considered separate perils, and specific coverage needs…

No, house insurance does not cover rodent damage in most cases. Rodents, such as rats, mice, squirrels, and chipmunks, can…

Yes, house insurance or homeowners insurance can cover lost jewelry, but only up to a certain limit and under specific…

Yes, homeowners insurance typically covers wind damage. Most standard policies include protection against high winds, including damage caused by storms,…

No, standard house insurance does not cover sinkholes. Sinkholes are natural phenomena that occur when the ground collapses due to…

Yes, house insurance typically covers damage caused by many natural disasters. However, it’s important to understand what types of disasters…

Yes, but with limitations. Home insurance policies typically cover mold damage only if it results from a covered peril, such…

Yes, homeowners insurance typically covers tree damage, but with limitations. This means your insurance policy may help pay for repairs…