Because Insurance Shouldn't Be a Hassle
Because Insurance Shouldn't Be a Hassle
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
Yes, house insurance typically covers water leaks caused by sudden and accidental events. However, there are some exclusions to this coverage. Understanding Homeowners Insurance Coverage for Water Damage Homeowners’ insurance policies generally provide coverage for water damage caused by sudden…
Yes, house insurance typically covers damage to your home and belongings caused by wildfires. This includes damage caused by the fire itself, as well as damage caused by smoke, heat, and water used to extinguish the fire. Understanding Wildfires and…
Yes, in most cases, homeowners insurance covers fallen trees. However, the specifics depend on the cause of the fall, the damage caused, and the details of your individual policy. Let’s delve deeper into what’s typically covered and the factors that…
No, standard homeowners insurance typically doesn’t cover flooding. While it might seem counterintuitive, home insurance primarily protects against unexpected events like fire, theft, or vandalism, not natural disasters like floods. This distinction is crucial, as both homeowners and insurers rely…
Yes, homeowners insurance typically covers dog bites under both liability and medical payments coverage. This means your insurance will generally pay for the victim’s medical bills and any legal expenses incurred if your dog bites someone and you’re found liable,…
Yes, homeowners insurance covers foundation damage, but with some important caveats. Understanding these nuances can save you time, money, and stress when dealing with a cracked or crumbling foundation. Factors that Can Affect Foundation Damage Several factors can damage your…
Yes, house insurance typically covers the theft of personal property from your home. This coverage is typically included in your policy’s personal property coverage. However, there are some limitations to this coverage, such as limits on the amount of coverage…
Yes, house insurance typically covers fences. Most homeowners insurance policies include fences in their “other structures” coverage. This means that your insurance company will pay to repair or replace your fence if it is damaged by a covered peril, such…
Yes, house insurance covers roof replacement if the roof is damaged by a covered peril, such as fire, wind, hail, or vandalism. However, house insurance does not cover roof replacement if the roof is old, worn out, or neglected. The…
Homeowners insurance usually doesn’t cover tree removal. However, it may cover tree removal if: What is Included in House Insurance Coverage? House insurance, also known as homeowners insurance, is a type of property insurance that protects your home and personal…
