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Browsing: Home Insurance
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
Underpinning is the reinforcement of an existing building foundation. It’s needed when the original foundation is no longer strong enough…
Yes, generally, homeowners insurance covers wind damage to your roof. The dwelling coverage portion of your policy typically protects the…
Yes, homeowners insurance typically covers storm damage to fences, but with some important caveats. The extent of coverage is up…
Subsidence is a serious problem that can affect your home and its value. It occurs when the ground beneath your…
Coverage C in homeowners insurance is the part of your policy that covers your personal property, such as furniture, appliances,…
No, home insurance typically does not cover tree root damage. Homeowner’s insurance typically doesn’t cover tree root damage. This is…
No, most standard home insurance policies do not explicitly cover garden walls for general wear and tear or gradual deterioration.…
Home insurance typically does not cover blocked drains as they are considered a result of general maintenance rather than sudden…
Homeowners insurance generally covers mobile phones for scenarios similar to other personal property. However, it’s advisable to check the specifics…
Yes, house insurance can cover electrical faults, depending on the type and cause of the damage. Electrical faults are defects…