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Browsing: Home Insurance
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
No, standard house insurance policies typically do not cover woodworm damage. Woodworm, caused by wood-boring insects, is often considered a…
Yes, house insurance generally covers damage caused by lightning strikes. This includes damage to the structure of your home, your…
In most cases, home insurance covers boilers. This is because boilers are considered a necessary part of the home. Homeowner’s…
A typical homeowners insurance policy will cover chimney damage if the damage was caused by a covered peril. This includes…
Homeowners insurance usually covers water damage from roof leaks, but there are often exceptions and conditions. For example, some policies…
Underpinning is the reinforcement of an existing building foundation. It’s needed when the original foundation is no longer strong enough…
Yes, generally, homeowners insurance covers wind damage to your roof. The dwelling coverage portion of your policy typically protects the…
Yes, homeowners insurance typically covers storm damage to fences, but with some important caveats. The extent of coverage is up…
Subsidence is a serious problem that can affect your home and its value. It occurs when the ground beneath your…
Coverage C in homeowners insurance is the part of your policy that covers your personal property, such as furniture, appliances,…