Getting an accurate home insurance quote requires providing your insurance agent or company with detailed information about you, your property,…
Browsing: Home Insurance
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
Insurance policies protect homeowners against financial losses from specific events called “perils”. Understanding what perils are, the main types, and…
Walls-in insurance coverage is an important type of insurance policy for condominium owners. It provides protection for the interior walls,…
No, house insurance is not necessarily cheaper without a mortgage. There are several factors that affect home insurance rates besides…
If you receive more money from a home insurance claim than you need for repairs or rebuilding, you may be…
Personal property replacement cost coverage covers the complete cost of replacing your items after a covered danger like fire, theft,…
Ordinance or law coverage is an important but often overlooked part of homeowners insurance. This additional protection covers extra costs…
Yes, renters insurance covers damage to your personal property within the rental unit. Renters insurance provides protection for your belongings…
Older mobile homes can be difficult to insure. Their age, construction materials and location often make insurers hesitant to provide…
Determining the right amount of dwelling coverage for your home is an important part of securing the appropriate home insurance. …