Because Insurance Shouldn't Be a Hassle
Because Insurance Shouldn't Be a Hassle
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
Getting an accurate home insurance quote requires providing your insurance agent or company with detailed information about you, your property, and your specific coverage needs. Having these key details ready can make the quoting process quick and efficient. Here are…
Insurance policies protect homeowners against financial losses from specific events called “perils”. Understanding what perils are, the main types, and how they impact insurance is key for homeowners. This article will provide an overview of perils in homeowners insurance, the…
Walls-in insurance coverage is an important type of insurance policy for condominium owners. It provides protection for the interior walls, fixtures, and furnishings within a condo unit. Understanding what walls-in coverage includes and how it differs from bare walls coverage…
No, house insurance is not necessarily cheaper without a mortgage. There are several factors that affect home insurance rates besides mortgage status. Is House Insurance Cheaper Without a Mortgage? Myth: House insurance is not necessarily cheaper without a mortgage. It…
If you receive more money from a home insurance claim than you need for repairs or rebuilding, you may be wondering what to do with the leftover funds. While the extra money may seem like a windfall, there are important…
Personal property replacement cost coverage covers the complete cost of replacing your items after a covered danger like fire, theft, or vandalism. Personal property replacement cost coverage does not consider age or condition, unlike actual cash value coverage, which deducts…
Ordinance or law coverage is an important but often overlooked part of homeowners insurance. This additional protection covers extra costs that may be required to repair or rebuild your home after a covered loss to bring it up to current…
Yes, renters insurance covers damage to your personal property within the rental unit. Renters insurance provides protection for your belongings and personal liability if you rent your home or apartment. Coverage varies by policy but generally includes damage to personal…
Older mobile homes can be difficult to insure. Their age, construction materials and location often make insurers hesitant to provide coverage. However, there are still options for getting the insurance you need. This article will explore the challenges of insuring…
Determining the right amount of dwelling coverage for your home is an important part of securing the appropriate home insurance. The dwelling coverage portion of a homeowners insurance policy pays to repair or rebuild your home if it is damaged…
