Author: Sayan Dutta

Non-owner car insurance is a type of liability coverage that provides protection for drivers who do not own a vehicle but occasionally drive someone else’s car. It can help pay for the medical expenses and property damage of the other party if you cause an accident while driving a rented or borrowed car. Non-owner car insurance can also be useful if you need to show proof of insurance to keep your driver’s license or reinstate it after a suspension. The cost of non-owner car insurance depends on various factors, such as your location, the insurance company you choose, the coverage…

If you need to rent a car after an accident or while your car is being repaired, you may wonder how long your auto insurance will cover the rental car. The answer depends on several factors, such as the type of rental car coverage you have, the duration and cost of the rental, and the reason for renting a car. In this article, we will explain how rental car coverage works in auto insurance policies, how long it typically lasts, and how to maximize it. We will also discuss some alternative options for rental car coverage that you may want…

Liability insurance is a type of insurance that protects you from the financial consequences of being sued for causing harm to others or their property. It covers the legal costs and payouts that you are responsible for if you are found legally liable for an accident or injury. Liability insurance can also protect you from claims of personal and advertising injury, such as defamation or invasion of privacy. In this article, we will explain what liability insurance is, how it works, what it covers, and what it does not cover. Understanding Liability Insurance Liability insurance is also known as third-party…

Kemper Auto Insurance offers cheap, customized auto and life insurance for individuals, families, and companies. Kemper Vehicle specializes in personal vehicle insurance for those who have had trouble getting or keeping it. In this article, we will explore what Kemper Auto Insurance offers, its pros and cons, pricing and financial stability, and customer satisfaction. What Is Kemper Auto Insurance? Kemper Auto Insurance is a part of Kemper Corporation, a diversified insurance holding company that operates in the property and casualty, life and health, and reinsurance markets. Kemper Auto offers comprehensive coverage for drivers who need auto insurance, regardless of their…

Plymouth Rock Insurance provides Northeastern home, renters, and car insurance. It was created in 1982 by former Massachusetts insurance commissioner Jim Stone. Plymouth Rock Insurance is known for its excellent customer service, competitive rates, and customizable plans. Types of Car Insurance Coverage Plymouth Rock Insurance offers various types of car insurance coverage to suit your needs and budget. Here are some of the coverage options you can choose from: Coverage Basics The basic coverage options include: Bodily injury liability: This covers the medical expenses of the other party if you cause an accident that injures them. Property damage liability: This…

Amica Insurance is a mutual insurance company that offers auto, home, life, and other types of insurance to its customers. Amica is known for its high customer satisfaction ratings, comprehensive coverage options, and generous discounts. In this article, we will review everything you need to know about Amica Insurance, including its ratings, coverage, pricing, and customer reviews. Amica Insurance Overview Amica Insurance began as Automobile Mutual Insurance Company of America in 1907. It’s the oldest U.S. vehicle mutual insurer and one of the major personal lines insurers. Over 3,800 Amica workers and 1.8 million policies are in place. Lincoln, Rhode…

If you are looking for a car insurance company that offers a variety of coverage options, discounts, and customer service, you may want to consider Liberty Mutual. Liberty Mutual is one of the largest and oldest insurance companies in the United States, with over 100 years of experience and millions of customers. In this article, we will provide a comprehensive guide to understanding your options when it comes to Liberty Mutual car insurance. Liberty Mutual Auto Insurance Coverage Liberty Mutual offers several types of coverage for your car, depending on your needs and preferences. Here are some of the common…

AAA is a well-known name in the auto industry, offering not only car insurance, but also roadside assistance, travel services, and discounts to its members. But how does AAA auto insurance compare to other insurance companies in terms of coverage, rates, and benefits? In this article, we will provide a comprehensive guide to help you decide if AAA auto insurance is right for you. Coverage and Benefits of AAA Auto Insurance Separate regional insurance firms provide AAA car insurance under identical names and emblems. This implies coverage and perks vary by location and AAA membership. The following are some popular…

USAA car insurance is a type of auto insurance that is exclusively available to current and former US military personnel and their families. USAA offers a range of coverage options, discounts, and benefits for its members, as well as exceptional service and claims handling. However, USAA car insurance also has some drawbacks, such as limited eligibility and availability. This article will provide a comprehensive guide to USAA car insurance, covering its coverage options, rates, benefits, and how to get it. USAA Car Insurance Coverage Options USAA car insurance covers passenger vehicles, such as cars and pickup trucks. It also provides…

If your insurance company deems your vehicle a total loss, meaning the estimated repair costs exceed the car’s actual cash value, they will pay you the pre-accident fair market value minus your deductible if you have collision coverage. You can opt to keep the totaled car, but it gets a salvage title. Otherwise, the insurer takes possession and disposes of it. You are still responsible for any remaining loan balance unless gap insurance covers the difference.  To get fair compensation for a replacement car, you need adequate coverage limits. The at-fault driver’s liability insurer pays for your totaled car if…