Because Insurance Shouldn't Be a Hassle
Because Insurance Shouldn't Be a Hassle
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
Home insurance typically does not directly cover expenses related to working from home, such as liability or equipment protection. However, if you’re using company-owned equipment like a laptop or phone, it’s usually covered by your employer’s insurance. For your own…
Legal cover on house insurance is an optional add-on that covers the legal expenses you may incur in certain situations. It can help you deal with issues such as employment disputes, contract disputes, personal injury, and property protection. In this…
Renters insurance typically does not cover damage to the structure of the rented house caused by a tree falling on it. The responsibility for repairing the home’s structure generally falls under the landlord’s property insurance policy. However, renters insurance may…
Homeowners’ insurance generally does not cover blocked toilets or drains. While it may cover accidental damages that result in clogged drains, routine maintenance issues like blockages are typically not included in standard policies. If you experience a blocked toilet or…
Yes, generally, house insurance covers tornado damage. Most standard homeowners insurance policies include coverage for wind and hail, which are the primary causes of damage from tornadoes. However, it’s crucial to understand the specifics of your policy and potential limitations…
If a tree falls on your neighbor’s property, your neighbor’s insurance company is usually responsible for the damages. However, if the tree was rotting or clearly damaged, your neighbor could try to prove you were negligent by not removing it.…
No, House insurance typically does not cover damage to your car. However, there might be some exceptions. While homeowners insurance won’t generally cover damage to the vehicle itself, it may provide coverage for personal items stolen from it. Car insurance…
Yes, house insurance can cover damage to a neighbor’s property, depending on the cause and extent of the damage, and the terms and conditions of your policy. However, not all types of damage are covered, and there may be some…
Home contents insurance covers a range of items within your household, including electrical goods, furniture, jewelry, sports equipment, clothing, and even pedal cycles. This type of insurance acts as a backup plan in case any of these items are damaged…
No, standard homeowner’s insurance does not cover damage caused by war.Insurance policies, including those for homes, often have exclusions for war, terrorism, and related perils. This means that if your house is damaged or destroyed due to war, the insurance…
