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Browsing: Home Insurance
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
Renters insurance typically does not cover damage to the structure of the rented house caused by a tree falling on…
Homeowners’ insurance generally does not cover blocked toilets or drains. While it may cover accidental damages that result in clogged…
Yes, generally, house insurance covers tornado damage. Most standard homeowners insurance policies include coverage for wind and hail, which are…
If a tree falls on your neighbor’s property, your neighbor’s insurance company is usually responsible for the damages. However, if…
No, House insurance typically does not cover damage to your car. However, there might be some exceptions. While homeowners insurance…
Yes, house insurance can cover damage to a neighbor’s property, depending on the cause and extent of the damage, and…
Home contents insurance covers a range of items within your household, including electrical goods, furniture, jewelry, sports equipment, clothing, and…
No, standard homeowner’s insurance does not cover damage caused by war.Insurance policies, including those for homes, often have exclusions for…
No, standard house insurance policies typically do not cover woodworm damage. Woodworm, caused by wood-boring insects, is often considered a…
Yes, house insurance generally covers damage caused by lightning strikes. This includes damage to the structure of your home, your…