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Browsing: Home Insurance
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
No, House insurance typically does not cover damage to your car. However, there might be some exceptions. While homeowners insurance…
Yes, house insurance can cover damage to a neighbor’s property, depending on the cause and extent of the damage, and…
Home contents insurance covers a range of items within your household, including electrical goods, furniture, jewelry, sports equipment, clothing, and…
No, standard homeowner’s insurance does not cover damage caused by war.Insurance policies, including those for homes, often have exclusions for…
No, standard house insurance policies typically do not cover woodworm damage. Woodworm, caused by wood-boring insects, is often considered a…
Yes, house insurance generally covers damage caused by lightning strikes. This includes damage to the structure of your home, your…
In most cases, home insurance covers boilers. This is because boilers are considered a necessary part of the home. Homeowner’s…
A typical homeowners insurance policy will cover chimney damage if the damage was caused by a covered peril. This includes…
Homeowners insurance usually covers water damage from roof leaks, but there are often exceptions and conditions. For example, some policies…
Underpinning is the reinforcement of an existing building foundation. It’s needed when the original foundation is no longer strong enough…