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Browsing: Home Insurance
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
No, house insurance does not cover rodent damage in most cases. Rodents, such as rats, mice, squirrels, and chipmunks, can…
Yes, house insurance or homeowners insurance can cover lost jewelry, but only up to a certain limit and under specific…
Yes, homeowners insurance typically covers wind damage. Most standard policies include protection against high winds, including damage caused by storms,…
No, standard house insurance does not cover sinkholes. Sinkholes are natural phenomena that occur when the ground collapses due to…
Yes, house insurance typically covers damage caused by many natural disasters. However, it’s important to understand what types of disasters…
Yes, but with limitations. Home insurance policies typically cover mold damage only if it results from a covered peril, such…
Yes, homeowners insurance typically covers tree damage, but with limitations. This means your insurance policy may help pay for repairs…
Yes, your homeowner’s insurance will likely cover broken windows, but only if the damage was caused by a covered peril.…
No, house insurance typically does not cover arson. This means if your home is damaged by a fire intentionally set…
Many homeowners believe their insurance policies offer comprehensive protection, but they might be surprised to discover hidden gaps that leave…