Because Insurance Shouldn't Be a Hassle
Because Insurance Shouldn't Be a Hassle
Home insurance is a contract between a homeowner and an insurance company, in which the insurer agrees to cover certain financial losses in case of damage or destruction to the home in exchange for payment of premiums. It helps to protect your home and its contents from damage or loss due to natural disasters, fire, and other covered events.
No, home insurance typically does not cover tree root damage. Homeowner’s insurance typically doesn’t cover tree root damage. This is because tree roots grow and move slowly over time, which doesn’t fit the description of a sudden, unavoidable, or unpredictable…
No, most standard home insurance policies do not explicitly cover garden walls for general wear and tear or gradual deterioration. However, they may provide coverage for specific events that damage your walls, depending on the policy and the cause of…
Home insurance typically does not cover blocked drains as they are considered a result of general maintenance rather than sudden accidental damage. Homeowners are usually responsible for drains within their property boundaries, while the sewerage company is responsible for lateral…
Homeowners insurance generally covers mobile phones for scenarios similar to other personal property. However, it’s advisable to check the specifics of your policy, and if your phone is highly valuable, consider additional coverage for its full replacement cost. Home contents…
Yes, house insurance can cover electrical faults, depending on the type and cause of the damage. Electrical faults are defects or malfunctions in the electrical system of a house that can result in fires, shocks, or power outages. House insurance…
Yes, house insurance may cover boiler replacement in some cases, depending on the type and extent of the damage, the cause of the breakdown, and the terms of your policy. However, not all house insurance policies include boiler cover, and…
If your house burns down, your homeowner’s insurance can offer a range of coverage to help you rebuild your life and replace what’s been lost. Here’s what you can expect: Dwelling Coverage: This covers the cost of repairing or rebuilding…
Most Home Insurance policies don’t cover damp issues. This is because damp problems are considered maintenance problems and gradual deterioration. However, some insurance providers may offer separate coverage for growing damp. Understanding Damp What is Damp? Damp is the presence…
Pets are part of the family, but they can also cause damage to your house. Whether it’s chewing on furniture, scratching the walls, or urinating on the carpet, pet damage can be costly and frustrating to deal with. Generally, standard…
No, standard house insurance policies typically do not cover earthquake damage. Earthquakes are considered separate perils, and specific coverage needs to be added to your policy for protection against them. This means that while your house insurance might cover you…
